The process of securing our journey by paying a premium in advance is known as Trip Insurance. Its an alternate way to make a vacation or travel more secure both financially and personally. The process is so simple, just pay an initial premium and then we can protect our investment in the entire journey. The insurance is available mainly for medical purposes, emergency situations and other natural disasters.The next thought in our mind is to find when we need to apply for trip insurance and when we don’t want to do so. The thing is that if we plan a local journey, then the trip insurance process will be a waste and time consuming. So its more advantageous when we plan a foreign trip. Usually most of the passengers don’t prefer to take insurances. But following many terrorist activities in foreign nations, the practice of trip insurance has become a regular phenomenon. The trip insurance also covers the terrorism activities. Many travel agencies have added this coverage because of the series of mishaps done by the terrorists. Of course, there are few limitations: During the Iceland volcano ash scenario, the insurance amount was not properly paid to the customers except a few because the situation was very pathetic. Hence the process of availing Trip Insurance is quite optimal incase we go for foreign places for a long time.